What we do

The SME AppsBank portal is a brand new joint initiative from Efma and SAP.
It is the first online website dedicated to banks’ SME business. The SME AppsBank portal is the unique business appstore for banks and their SME business in developing brand new SME Banking apps.

This brand new initiative comprises a best-in-class app store, a development environment and an awards ceremony that recognises the best SME apps in the world. To be in with a chance of winning an SME Banking Award, banks must share existing apps, or develop new ones, by 31 December 2016.

Discover SME AppsBank now and enter the competition !
is based on 3 pillars

An AppStore for SME banking
View and download apps posted by banks around the world, as a source of inspiration !
A development environment
Discover SAP HANA Cloud Platform to help your IT teams build your next killer app.
An Awards Ceremony
Mark your calendar for the Awards Ceremony rewarding the world’s best SME apps.
Our team

Do not hesitate to contact me !
Florence Chatelet
Boris Plantier
Ly Fatoumata
Our stories


A global non-profit organisation, established in 1971 by banks and insurance companies, Efma facilitates networking between decision-makers. It provides quality insights to help banks and insurance companies make the right decisions to foster innovation and drive their transformation. Over 3,300 brands in 130 countries are Efma members.

Headquarters in Paris. Offices in London, Brussels, Barcelona, Stockholm, Bratislava, Dubai, Mumbai and Singapore.

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SAP is at the center of today’s technology revolution, developing innovations to help our banks to restore investor trust, improve customer financial supply chains, enable growth, support digital banking services, reduce costs and complexity, and drive profitable sales and financial innovation. Commercial and retail banks achieve customer-centricity with streamlined, automated operations and a seamless, integrated system for trading, finance, risk, and compliance.

SAP enables more than 282,000 customers in 190 countries to operate profitably, adapt continuously, and grow sustainably.

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